Brilliant Business Ideas with Low Investment!

A lot of youngsters are already tired of going for a 9-5 job and are looking for options elsewhere. And, the older generation who no longer want to simply sit at home, watching television, are also searching for better ways to engage themselves in something constructive. However, to start a business from scratch, a huge sum of initial capital is imperative. This is a problem in case of both our youngster and the old person. I myself have been wondering of how I could start my own venture but without investing a lot. So on doing some quality research, I came up with the following ideas that don't require too much of effort on the monetary front.

Sow the seeds of your own small business!

1. Consultancy: 
I am sure this is the first thing that crossed your mind when you thought about starting something on your own. But a lot of people get stuck at just the thought and often don't know how to move forward with this idea. All you need to do is first identify your domain of expertise in which you will be offering your consultation. Next is to tap all the contacts that you have made in life so far. You never know who would offer you a helping hand. So clear out all your inhibitions and get into business. Initiate a casual and friendly proposal to those who belong to your connection of friends and relatives. For those who belong to your professional connection, opt for a more formal approach wherein you mention details like costing, benefits, needs and other advantages of hiring you as their consultant. Follow-up regularly and incessantly. Remember, you need their business more than they need you. You could offer your services in the financial sector, matrimonial services, digital marketing or even website hygiene.

2. Content Writing:
If you are truly passionate about writing and can offer your services as an ace content writer, then don't even think about anything else. Content is the key to success these days. Be an important contributor to that success.

3. Mobile Food Court:
Do you love food and own a car of your own? Then you need nothing much but a small induction gas stove that you can use to cook yummy dishes and set up a mini-restaurant in your car itself. Give yourself a fancy name, create social handles that have the potential to go viral and there you are - the perfect recipe of Success!

4. Customized Gift Store:
Birthdays and Anniversaries can and will never go extinct. The demand of these days being celebrated will only increase over the coming years and never get depleted. If you think you have the skills to create something really interesting and creative that could serve as a personalized gift to someone special, then start your own store that can run from your humble abode itself.

5. Blogging:
Have you ever wondered if blogging about your favorite hobby could fetch you any income? Oh yes, it can! You could blog about traveling, cooking, eating, dancing, dressing up or even shopping and earn money for writing well. Explore more here.

6. App Creation:
Are you crazy about mobiles and have a kick-ass concept to create a mobile application? Then go ahead and just employ a freelancer to build your app based on your idea and design. Register the app and start seeing your bank balance grow!

7. Wholesale Reselling:
Go to a local market where you can purchase items in bulk at reasonable rates and resell this in retail market with a dash of creativity from your end. Go on and pick any item of your choice. It could be dresses, jewelry or accessories like bags and shoes. Give it an innovative touch like exquisite designs, pairing it with something else interesting that only you could offer and there you go!

8. Selling Your Art-form:
Are you a great artist? A graceful dancer? Or a soulful singer? Whoever you are, simply start your own channel on YouTube or create your own site and teach your art-form to the masses who are just as passionate as you are. Start an online tutorial service for a subscription fee and make money for each course that you chalk out. If you are not sure about doing it yourself, you have popular websites where you can get listed and become famous!

Now that you have a fair idea about all the avenues out there in the market, take your pick and start your venture! Here's wishing you all the luck and success :)

12 silly things you could save money on every month!

We all have a monthly budget around which we plan all our finances. And at the end of every month, we always end up analyzing how we lost all that money. I am no exception to this list and as a normal human being, I too started analyzing how much extra I was spending and where I could save some money. You just won't believe my findings. I was shocked to realize how much I was wasting on really silly things that could be well avoided. So here are some things that you could do differently to keep your bank balance happy!

1. Water bottles

Is it so difficult to carry a bottle of water in your handbag/backpack? Each time you purchase a bottle of water from the store, you end up spending 20/- Just imagine if you did this 5 times a week. 

2. Fancy coffee

Do you really need a super tall glass of coffee loaded with chocolate and cream and cookies and what not? All you really need is a hot cup of filter coffee that will wake you up and keep you active throughout the day. Glamorous coffees cost a bomb and yes, along with all those ingredients, it is also loaded with high calories.

3. Carry bags

How many of us have a collection of shopping bags stacked in our houses that are worthy enough to be displayed at a museum? Most of them are bags from supermarkets where we do our monthly shopping. Each bag costs nothing less than 7/- It is wiser for you to take some bags along with you when you decide to go shopping. This way, you would not only save some money but also help the environment by not collecting more plastic at home.

4. Share your cab

Why pay the whole amount when you can share it with a travel companion. You not just save money, but also get a travel buddy to chat with if he/she is interesting. If not, then you still save money.

5. Carpool

If you drive your own machine to work, you could look for options to share fuel cost with other co-workers who could travel with you in your car.

6. Public transport

If your house/office is connected through public transport, then why not use it? It's cheaper and faster most of the times.

7. Imprudent shopping

If you're a shopaholic, then you need some rehabilitation for sure. Don't shop unnecessarily. Only buy what you need. You could really forgo a Gucci purse and take a lesser priced variant that would still serve your purpose of carrying cash and cards.

8. Save electricity

Do you switch off lights and fans when you walk out of any room? Ensure that you do, because these simple practices could save a lot in future.

9. Credit Card payment

Did you know that by not paying your credit card bill entirely, you are losing credit points along with an increased interest rate that gets levied on you? You could easily avoid that by paying the whole amount before the prescribed due date.

10. ATM cash withdrawal

Each time you withdraw money at the ATM with your debit card, you incur an additional fee. Plan your finances well in advance and make minimum trips to the ATM.

11. Bill payments

Make sure that you pay your telephone, electricity and other bills on time to not incur an additional delayed payment charge.

12. TV channels

You all must be paying a huge sum on internet connection that offers great speed and connectivity by now. Why not connect your smart TV on WIFI and watch your favorite shows on Hotstar or any other similar app, rather than paying extra money on every channel?

Well, there's my list. I practiced most of these points and found a major difference in my savings. Go ahead and try them yourself to know how well it could work for you!